This step includes our welcome kit, initial credit report and consultation.
Using our dispute sheet choose which items to question and why.
We will start the credit repair process, questioning items directly with the credit bureaus.
Items on your credit are removed and your score GROWS! We work until you have the score you deserve.
There is no "quick and easy" answer to this question. You should discuss your situation with a credit counselor or a bankruptcy attorney, to evaluate the costs and benefits of bankruptcy given your personal financial situation.
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Credit cards are a fact of life. You need one to make a hotel or plane reservation, or to rent a car, even if you plan to pay cash. Many stores require a credit card to accept your check. Responsible use of a credit card builds a good credit rating, too, marking the owner as mortgage-worthy. But people who have never had credit or need to repair a poor credit history may not qualify for a regular credit card. For them, a secured credit card may be the only way to establish, or re-establish, credit. If you're in that boat, here are the answers to the top questions about secured credit cards.
Learn how to establish credit and keep it in good standing.
CREDIT FACTORY USA uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. We look forward to improving your credit rating as quickly as possible. Improving your credit score is as easy as four steps.
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